{"id":6992,"date":"2013-08-09T15:48:08","date_gmt":"2013-08-09T15:48:08","guid":{"rendered":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/?p=6992"},"modified":"2017-12-20T21:02:07","modified_gmt":"2017-12-21T02:02:07","slug":"save-money-with-a-lay-up-discount-on-your-boat-insurance","status":"publish","type":"post","link":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/","title":{"rendered":"Save Money With a Lay-Up Discount On Your Boat Insurance"},"content":{"rendered":"

<\/p>\n

It’s hard to think about cool weather in the middle of August, but we have a money-saving tip that you should look into regardless of the time of year….<\/p>\n

Do you use your boat in the winter? If not, there’s a good chance you can save a bundle of money on your boat insurance, especially if you’re boat is 26′ or more.<\/p>\n

We should also mention that we recommend getting an “All Risk” insurance policy on your boat, which gives you coverage against the widest possible range of potential losses. However, during the cold weather months when you’re not using your boat, the risk of damage or loss goes down significantly. That’s why many boat insurers offer lay-up insurance.<\/p>\n

During the winter, if your boat is not:<\/p>\n

    \n
  1. being operated,\u00a0<\/span><\/li>\n
  2. ready for immediate use (e.g. it needs to be winterized<\/a>),<\/span><\/li>\n
  3. being lived aboard,<\/em><\/em><\/li>\n<\/ol>\n

    then you should talk to your insurance provider to see if they offer a lay-up discount on your insurance.<\/p>\n

    Your boat can be laid-up afloat or ashore, so dry or on-shore storage are not necessarily conditions you need to meet in order to get a lay-up insurance discount. Again, this insurance discount is more likely to be available for boaters in colder areas who own boats that are 26′ long or longer.\u00a0Even if you live in a warm area and have a boat smaller than 26′, it certainly doesn’t hurt to put in a quick call or email to your insurance provider (or even a competing marine insurance company) to see if they can offer you a lay-up discount, especially if you meet the three conditions listed above<\/em>.<\/p>\n

    A lay-up discount could save you a lot of money every year that you own your boat, and there’s no sense paying for something that you don’t need or use.<\/p>\n

    There's More Than One Way to Cover Your Boat<\/h2><\/p>\n

    We don’t offer insurance coverage, but we do offer other items that can protect you and your boat: high quality American-made boat covers<\/a>, bimini tops<\/a> and other boating accessories<\/a> at the best prices\u2014guaranteed. Mention this blog post when you order from us and save an additional 10%! 1-866-626-8377<\/strong><\/p>\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":6995,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93,40,73,57],"tags":[184,166,267,266,268],"class_list":["post-6992","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-boatlovers","category-editors-picks","category-fact-friday","category-resources","tag-bimini-tops","tag-boat-covers","tag-boat-insurance","tag-lay-up-discount","tag-marine-insurance"],"yoast_head":"\nSave Money With a Lay-Up Discount On Your Boat Insurance - Boat Lovers Direct<\/title>\n<meta name=\"description\" content=\"Want to save money on your boat insurance? You might be able to save big with a lay-up discount. Find out how in this article!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Save Money With a Lay-Up Discount On Your Boat Insurance - Boat Lovers Direct\" \/>\n<meta property=\"og:description\" content=\"Want to save money on your boat insurance? You might be able to save big with a lay-up discount. Find out how in this article!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Boat Lovers Direct\" \/>\n<meta property=\"article:published_time\" content=\"2013-08-09T15:48:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-12-21T02:02:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"3008\" \/>\n\t<meta property=\"og:image:height\" content=\"956\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Susan J\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Susan J\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/\"},\"author\":{\"name\":\"Susan J\",\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#\/schema\/person\/5d85e8eaf6400807a84e6e868bce33cd\"},\"headline\":\"Save Money With a Lay-Up Discount On Your Boat Insurance\",\"datePublished\":\"2013-08-09T15:48:08+00:00\",\"dateModified\":\"2017-12-21T02:02:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/\"},\"wordCount\":441,\"image\":{\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg\",\"keywords\":[\"bimini tops\",\"boat covers\",\"boat insurance\",\"lay-up discount\",\"marine insurance\"],\"articleSection\":[\"Boat Lover's\",\"Editor's Picks\",\"Fact Friday\",\"Resources\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/\",\"url\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/\",\"name\":\"Save Money With a Lay-Up Discount On Your Boat Insurance - Boat Lovers Direct\",\"isPartOf\":{\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg\",\"datePublished\":\"2013-08-09T15:48:08+00:00\",\"dateModified\":\"2017-12-21T02:02:07+00:00\",\"author\":{\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#\/schema\/person\/5d85e8eaf6400807a84e6e868bce33cd\"},\"description\":\"Want to save money on your boat insurance? You might be able to save big with a lay-up discount. Find out how in this article!\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#primaryimage\",\"url\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg\",\"contentUrl\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg\",\"width\":3008,\"height\":956,\"caption\":\"red and white boat covered beside a lake\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#website\",\"url\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/\",\"name\":\"Boat Lovers Direct\",\"description\":\"The official blog of Boat Covers Direct\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#\/schema\/person\/5d85e8eaf6400807a84e6e868bce33cd\",\"name\":\"Susan J\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/82a360fc98a8fc1ca2cc7ed32236c5ac5e7fba19b8ea96ec26df561339274fbe?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/82a360fc98a8fc1ca2cc7ed32236c5ac5e7fba19b8ea96ec26df561339274fbe?s=96&d=mm&r=g\",\"caption\":\"Susan J\"},\"url\":\"https:\/\/www.boatcoversdirect.com\/boat-lovers\/author\/susanj\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Save Money With a Lay-Up Discount On Your Boat Insurance - Boat Lovers Direct","description":"Want to save money on your boat insurance? You might be able to save big with a lay-up discount. Find out how in this article!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Save Money With a Lay-Up Discount On Your Boat Insurance - Boat Lovers Direct","og_description":"Want to save money on your boat insurance? You might be able to save big with a lay-up discount. Find out how in this article!","og_url":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/","og_site_name":"Boat Lovers Direct","article_published_time":"2013-08-09T15:48:08+00:00","article_modified_time":"2017-12-21T02:02:07+00:00","og_image":[{"width":3008,"height":956,"url":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg","type":"image\/jpeg"}],"author":"Susan J","twitter_misc":{"Written by":"Susan J","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#article","isPartOf":{"@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/"},"author":{"name":"Susan J","@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#\/schema\/person\/5d85e8eaf6400807a84e6e868bce33cd"},"headline":"Save Money With a Lay-Up Discount On Your Boat Insurance","datePublished":"2013-08-09T15:48:08+00:00","dateModified":"2017-12-21T02:02:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/"},"wordCount":441,"image":{"@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg","keywords":["bimini tops","boat covers","boat insurance","lay-up discount","marine insurance"],"articleSection":["Boat Lover's","Editor's Picks","Fact Friday","Resources"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/","url":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/","name":"Save Money With a Lay-Up Discount On Your Boat Insurance - Boat Lovers Direct","isPartOf":{"@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg","datePublished":"2013-08-09T15:48:08+00:00","dateModified":"2017-12-21T02:02:07+00:00","author":{"@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#\/schema\/person\/5d85e8eaf6400807a84e6e868bce33cd"},"description":"Want to save money on your boat insurance? You might be able to save big with a lay-up discount. Find out how in this article!","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/editors-picks\/save-money-with-a-lay-up-discount-on-your-boat-insurance\/#primaryimage","url":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg","contentUrl":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-content\/uploads\/2013\/08\/Feat-Img-Lay-Up-discount.jpg","width":3008,"height":956,"caption":"red and white boat covered beside a lake"},{"@type":"WebSite","@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#website","url":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/","name":"Boat Lovers Direct","description":"The official blog of Boat Covers Direct","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#\/schema\/person\/5d85e8eaf6400807a84e6e868bce33cd","name":"Susan J","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/82a360fc98a8fc1ca2cc7ed32236c5ac5e7fba19b8ea96ec26df561339274fbe?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/82a360fc98a8fc1ca2cc7ed32236c5ac5e7fba19b8ea96ec26df561339274fbe?s=96&d=mm&r=g","caption":"Susan J"},"url":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/author\/susanj\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/posts\/6992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/comments?post=6992"}],"version-history":[{"count":11,"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/posts\/6992\/revisions"}],"predecessor-version":[{"id":6994,"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/posts\/6992\/revisions\/6994"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/media\/6995"}],"wp:attachment":[{"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/media?parent=6992"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/categories?post=6992"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.boatcoversdirect.com\/boat-lovers\/wp-json\/wp\/v2\/tags?post=6992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}